MORTGAGE SOLUTIONS
Simmons Bank offers a variety of mortgage loan options to assist you, whether you are dreaming of buying a home, refinancing your current mortgage, planning for an investment property or buying that vacation retreat you've always wanted. A Simmons Bank mortgage lender can help walk you through the process and choose what's best for you. Are you ready to make your dream of homeownership a reality?
Talk with a Simmons Bank mortgage expert today or pre-qualify online.
HOME REFINANCING
HOME PURCHASING
OUR SERVICES
CONVENTIONAL LOANS
Fixed- and adjustable-rate mortgage products with as little as 5% down.
JUMBO LOANS
Fixed- and adjustable-rate mortgage products for loan amounts over $510,400.
FHA LOANS
An accessible and affordable loan for first-time homebuyers and borrowers with less-than-perfect credit.
VA LOANS
100% financing for eligible veterans.
USDA RD LOANS
100% financing for eligible areas and eligible borrowers. A great option for first-time homebuyers plus minimal or no down payment. Option to finance closing costs.
STATE-APPROVED DOWN PAYMENT ASSISTANCE PROGRAMS
Makes purchasing a home more affordable for low-to-moderate-income families and individuals. Check with your local mortgage lender for availability and eligibility.
Ready to Apply?
Pre-qualifying for a mortgage with Simmons Bank is simple. Whether you start online or with a mortgage lender, you’ll need to gather a few things:?
SOCIAL SECURITY NUMBER
CONTACT & EMPLOYMENT INFORMATION
BEST ESTIMATES OF INCOME, ASSETS & LIABILITIES